Paymentz

Paymentz is a complete payment processing and invoicing suite. Our proprietary Gateway/Virtual Terminal is ideal for one-time or recurring payments. With the vast majority of consumers (B2C), businesses (B2B) and government (B2G) entities preferring to pay by credit/debit cards or ACH/eChecks, it’s absolutely essential to accept alternative forms of payment when compared to the antiquated check writing, envelope addressing & stamp licking methods. With the proliferation of personal and corporate credit/debit cards and other electronic payment options, give your clients & customers better, safer options while also getting paid much faster.
Gone are the days of ‘the check is in the mail’ syndrome and net terms that helps solve reoccurring cash flow challenges. .

Swift. Secure. Optimized.

Transact swiftly and securely with our breakthrough Payment Cards Industry (PCI) Level 1 compliant paymentz processing platform. Eliminate chargebacks, increase approvals and reduce false declines. Our platform supports 3D secure transactions, protecting merchants from the all-to-common “friendly fraud” lurking everywhere.

Our platform exceeds the needs of every industry, providing rapid 3rd party integrations (takes 10 minutes or less), built-in multilevel interchange optimization for those that accept credit cards and do not want to offer dual pricing/cash discounting/surcharging/hybrid options to their customers.

We have *card present and card not present options available. *Card present options may have slightly different program details.

Get. Paid. Faster.

Eliminate as much friction as possible for timely receivable paymentz. Most written/printed checks are friction and are done when it’s convenient or for B2B’s and B2G’s when their payable runs are scheduled. Meaning, you get paid when it’s best for them.

With our platform, you set it, forget it and then see it (in your bank account).  Paymentz minimizes ‘float’ by lessening friction to pay. Many consumers, businesses, government entities want to use their credit/debit cards for convenience, speed, deferred payment and all the perks that run with using these cards. Let them! Others, prefer to use electronic checks (or ACH) so as to avoid finance charges and the headaches of processing paper checks.

We urge you to let you customers pay how they prefer but that speeds up the process for you to get paid faster.

Simple. Convenient. Paymentz.

Our payment platform was designed for the very small to mid-sized operators that wants to speed up receivable payments, offer better payment options and simplify the entire process.

Our user interface is easy to use. No background in bookkpeeing or accounting is necessary.  Our user interface is convenient and typically takes less than 5 minutes to setup a customer/client and send off your request for payment. Paymentz is an all-inclusive invoicing and payment processing suite that helps you focus on your priorities and minimizes the hassle and time suck of collecting receivables.

Add’l Product Features

Email Link To Pay Option

Text Link To Pay Option

Processor Agnostic 

Pay Now (Hosted) Payment Site

Secure Customer Vault

Sensitive Data Tokenized

Smart Routing

Custom User Access

Multi MID Capabilities

Set Custom Batch Times

Automated Surcharge/Dual Pricing Options

Customizable 10 Module Fraud Protection

Support As Needed

 Programs for Almost Every Use Case

 

Benefits To You

Eliminate Friction To Request Payment(s)

Offer Multiple Payment Options

Get Paid Faster

One Centralized Dashboard (Or, Integrate)

Set It & Forget It (Timed &  Recurring)

Offer Payment or Installment Options

Lower Processing Rates (Level 2 & 3)

3D Security (Fraud & Chargebacks)

Works With Any Internet Connection Device

Multiple Users (Customize As Needed)

Customize/Automate Credit Card Surcharging Costs

Offer Installment Purchases (If Desired)

No Lost Or Handled Checks

Separates You From Your Competitors

 

Benefits To Your Clients

Eliminate Friction To Make Payment(s)

Choose Payment Type

Use CC Points/Perks

Approve Payment Without Re-Imputting (Via Tokenized Data)

Pay From Text/Email Links or Hosted Payment Page

Pay Over Time (Installments- If Offered))

Reminders For Payment

One-Time Data Entry

Choices of Payment Types

Secure Payment Credentials

Simplicity

Saves Time

No Need To Write, Stamp & Send Checks

 

Your Paymentz Processing Platform is an all-inclusive technology, security, invoicing, interchange optimizing, payment processing, time-saving, headache avoiding, cash flow hero.

Access to the Paymentz Platform can be fully utilized for:
FREE 30 DAY TRIAL. (Paymentz product only. *Does not include any third party processor costs). Pricing starts at $19.95 per month thereafter (Paymentz fee may be completely waived if certain processing volume is met). Plus a one-time $50.00 $249.00 set up fee (For A Limited Time Only).

*Credit/debit card processor fees may vary depending on program chosen. Credit/debit card processing fees may be completely eliminated or significantly reduced with our dual pricing/cash discount/surcharge option(s). Third party fees are not included.

Ready To Thrive?

Common Q & A’s

Why should I use Paymentz?

No question, there are many payment portal options available. But, the reason Paymentz was developed was to fill the holes where most other payment portals lack. For example, most payment portals (Paypal, Quickbooks, Processor gateways, etc) are not processor agnostic. You get what they offer and that’s that. Since we are not exclusive to any particular processor and our model is that of a consultant, we can identify the best processing options for your needs. Additionally, Debit Cards and ACH/Checks by Web are not a typical option on most payments portals. Why? Because they want your customers to process using their credit card option, exclusively. With Paymentz, your customers get to choose which option works best for them. That’s the essence of minimizing friction so you get paid faster.

Most payment gateways are free to use or less expensive than Paymentz. Why do you charge a separate monthly fee?

On the surface, a no fee monthly option sounds better. We understand that completely. But, we also recognize that most businesses are shrewd and will factor in total monthly costs. We have an internal matrix that factors in your current 1) processing volume (if any), 2) processing rates, 3) customers paid fees, 4) merchant paid fees and 5) your industry. Based on those factors, we make agnostic processor recommendations and provide buy rates.

In most cases, if you want the *lowest discount rate, a monthly fee is most likely going to be required*. However, if your monthly processing volume meet certain criteria, we can typically offer very low buy rates and zero out the monthly fee (or, significantly lower the monthly fee).

*A buy rate may not be an option for certain processing programs. Subject to processing program chosen.

Can you compete with Stripe for Online & eCommerce Payments?

Absolutely! Stripe and others are a decent option BUT they are not flexible. Every business owner that accepts online payments has slightly different needs. With Paymentz, we help you drill down for solutions that are better suited to your specific situation. Do you have higher invoicing amounts? Your needs will likely be different than a company that has dozens of weekly invoices with smaller invoice amounts. B2B’s have vastly different needs and product availability than B2C. If you will accept payments through your website or if you are an Independent Software Vendor (ISV), iframes and card fields are hosted completely on the gateway’s servers, your server never deals with the raw card data, and the scope for PCI is minimized. Thus, security is a high priority. So, yeah, we can compete and likely can provide a sweeter deal.

Paper checks aren't going anywhere, why should our company use Paymentz?

Paper checks may still be around but they are dying a slow death. Any time you have to handle a paper check, the possibility of loss, destruction or the dreaded ‘lost in the mail’ goes up significantly. Recent data suggests that credit and debit card transactions have increased exponentially in the last few years with corporate/business cards gaining in popularity due to the significant rewards and perks that may be associated with those cards. ACH & eChecks were once viewed as a payroll only breakthrough but now they are making significant strides and commonly viewed as a better alternative to using plastic due to the lower cost. Paymentz is a fantastic solution for getting paid faster, lowering costs and with fewer headaches.

How quickly can you get us up an running?

The process on our end is very fast but you have to keep in mind that your chosen third party processor has their own timeframes. 5-7 business days is about average (from completion of processor applications). If you are working with a web designer or are an ISV, it will depend on how quickly you can install the tokenized code. 

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