“Tipping can account for as much as 60% of a restaurant worker’s wages, so how and when those funds find their way into the worker’s hands can have a seismic impact on how they make ends meet and navigate their own financial lives”.

“As it stands now, roughly 90% of restaurants still disburse their tips to workers in cash — which sets up a regular routine of visits to the bank, day in and day out, in the morning and doling out cash at the end of the shift”.

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