Cash Discount Program

Every penny counts these days. The cash discount program empowers small businesses tby offsetting an expense and increase your margins.  

Take control of these processing fees by giving the customer the option to save money by paying cash. If they prefer to use a credit card, no problem but you as the merchant should not have to pay for their mileage points or other reward cards.

The cash discount program will streamline your business, your expenses and the hassle of scrutinizing your typical merchant processing bill.

Low Flat Fee Pricing

The cost to the merchant is typically a low, flat fee. The monthly fee may vary by volume but generally, it should be a nominal fee.

No Contracts

If any cash discount provider has a merchant contract (not the application), I would suggest being very skeptical.

No Hidden Costs

No hidden fees, no annual fees or monthly minimums. Some processor require a PCI, compliance or comptibility fee.

Typical Objections

We already have a good rate. Why switch?

When you pay processing fees, a good rate always loses to no rate every time. This would be similar to saying “we only pay $1,000 per month in processing” versus paying zero in processing fees. The only scenario where paying a processing fee is better is if you process less than $1,000 per month (at a 2.5% rate).

Will I lose customers?

Consumers know that someone has to pay the costs of processing credit cards. Bottom line is some consumers will ask about the increase cost but mostly people understand it. Gas stations and some other industries have had cash pricing or credit card convenience fees for decades. It’s time to pull the band aid off and get the consumer accustomed to the new normal.

We already build processing fees into our pricing

So, you are punishing your cash customers? Why not keep your pricing as competitive as possible for your products or service but pass on the processing costs to the credit card holder?

Can I use my current terminal/POS?

In most cases, the answer is yes. But, if security, compliance, compatibility and fraud with your current hardware is a possible issue, a change may be required.

Do you offer a trial period?

Everyday is a trial period as you have no obligation to continue with the program.

Best Program For Cash Discounting

Folks, we have identified what we think is the best program for cash discounting in the business. After working with several other processors that say they specialize in cash discounting, we have absolutely found the one. From specifics of their program (i.e. pricing, ease of set up, etc) and customer service, these guys are the best that we have come across.


COVID almost shut my business down. It has always bothered me that I pay the price for someone’s vacation. This program literally saved my sanity and my business.

Gerald D.


We get calls constantly from salespeople. This program intrigued me for my own business but also my clients. We love it and so do many people that I have referred them to.

Janice R.


Only one person complained but she still wants us to take care of her. Once people understand it, they don’t have an issue.

Tera D.

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